Category Archives: Uncategorized

In recent months we have been asked by a number of advisers what questions might be included in their firm’s assessment of a risk tolerance test. Up front we must admit that we do have a vested interest in the … Continue reading →

The UKs RDR restructuring of the financial services supply train is gathering pace. While I suspect that some of the larger players have not fully come to terms with what they need to do, many of their smaller more flexible … Continue reading →

I had a very interesting experience this morning. Our subscribers report that clients who do their FinaMetrica risk profiles typically say that it is a learning experience for them – having done so, they understand themselves and financial risk better. … Continue reading →

My previous blog, Preparing Clients for the Ugly Times: Risk and Return, began the exploration of how we can help our clients better understand the investment experience that lies ahead. While we might wish that this was an invariably beautiful … Continue reading →

As I travel, and I seem to be doing more and more in recent years, I regularly talk with advisers, compliance professionals, regulators, institutional managers and other service providers in several countries. I am just back in Oz from a … Continue reading →

We might wish our clients’ investment journeys will invariably be beautiful experiences but we know that things will turn ugly from time to time. How do we prepare our clients for the ugly times? What do they need to know? … Continue reading →

Over the last 4 years the growth asset classes have experienced extreme volatility. For many investors this has become too much to handle and many have fled to the perceived “safety of cash”. The ability of an investor to effectively … Continue reading →

Are you uncomfortable with the way your firm’s advisers match investments to clients’ needs? If you are discomfited, you are not alone. Regulators, and by default advisers, around the world are paying increasing attention to the logic and rationale used … Continue reading →

Understanding a client’s risk tolerance is clearly a key element of the professional financial planning process, in addition to being an established part of the ‘Know Your Client’ responsibilities.  However, just as the UK was suffering its coldest winter in … Continue reading →

First, an admission. Paul Resnik and I like the people who run small businesses. It’s probably because they are like us: interested in the world and ambitious to change it for the better. The conference is simply stuffed full of … Continue reading →